GroGinie Blog
Plain-English guides to grow your money: funds, deposits, tax, insurance and loans. Tag: EMI.
Money abroad
Sending money to India: why your rate is lower than the one on GoogleGoogle and our converter show the mid-market rate. Banks and transfer apps add a margin, and that margin is your real cost.
13 Nov 2026 · 1 min read
Loans
Home loan prepayment: how ₹1 lakh a year can save ₹18 lakhOn a ₹50 lakh, 20-year loan at 8.5%, prepaying ₹1 lakh every year saves about ₹18.6 lakh in interest and 6 years of EMIs.
13 Nov 2026 · 1 min read