How the Lumpsum Calculator works
A lumpsum investment grows by compounding once a year: FV = P × (1 + r)ᵗ, where P is the amount invested, r the yearly return and t the number of years.
Questions people ask
SIP or lumpsum – which is better?
A lumpsum stays invested longer, so it grows more if markets rise steadily. A SIP spreads your buying over time and lowers the risk of investing everything at a market peak.
Is the result guaranteed?
No. It is an estimate based on the return you enter.
Results are estimates for planning only, not advice or a promise of returns.