Lumpsum Calculator

Calculate how a one-time mutual fund investment grows over time at your expected yearly return, with a year-by-year table.

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%
yrs
Result–
Year-by-year table

How the Lumpsum Calculator works

A lumpsum investment grows by compounding once a year: FV = P × (1 + r)ᵗ, where P is the amount invested, r the yearly return and t the number of years.

Questions people ask

SIP or lumpsum – which is better?

A lumpsum stays invested longer, so it grows more if markets rise steadily. A SIP spreads your buying over time and lowers the risk of investing everything at a market peak.

Is the result guaranteed?

No. It is an estimate based on the return you enter.

Results are estimates for planning only, not advice or a promise of returns.

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