Step-up SIP Calculator

See how much more you build by raising your SIP every year. Compare a step-up (top-up) SIP with a flat SIP.

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Result–
Year-by-year table

How the Step-up SIP Calculator works

Your monthly SIP rises by the step-up percentage at the start of each new year. Every instalment is compounded monthly at the yearly return ÷ 12 until the end of the period.

Questions people ask

Why step up a SIP?

Incomes usually rise every year. Raising your SIP with your salary builds a much bigger corpus than keeping it flat.

Results are estimates for planning only, not advice or a promise of returns.

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