How the PPF Calculator works
PPF interest is compounded once a year. The calculator assumes you deposit at the start of each financial year (before 5 April), which earns interest for the full year. The maximum deposit is ₹1.5 lakh a year.
Questions people ask
Is PPF tax-free?
PPF has EEE status: deposits qualify under Section 80C in the old tax regime, and interest and maturity are tax-free.
Can I extend PPF after 15 years?
Yes, in blocks of 5 years, with or without fresh deposits.
Results are estimates for planning only, not advice or a promise of returns.