PPF, Sukanya & post office interest rates
Government small savings rates are set every quarter by the Ministry of Finance. Checked 13 Nov 2026.
| Scheme | Rate (yearly) | Note |
|---|---|---|
| Public Provident Fund (PPF) | 7.10% | Compounded yearly |
| Sukanya Samriddhi Yojana (SSY) | 8.20% | Compounded yearly |
| Senior Citizen Savings Scheme (SCSS) | 8.20% | Paid quarterly |
| National Savings Certificate (NSC) | 7.70% | Compounded yearly, paid at maturity |
| Kisan Vikas Patra (KVP) | 7.50% | Doubles in 115 months |
| Monthly Income Scheme (MIS) | 7.40% | Paid monthly |
| Post Office 5-year Time Deposit | 7.50% | Compounded quarterly, paid yearly |
| Post Office 3-year Time Deposit | 7.10% | Compounded quarterly, paid yearly |
| Post Office 2-year Time Deposit | 7.00% | Compounded quarterly, paid yearly |
| Post Office 1-year Time Deposit | 6.90% | Compounded quarterly, paid yearly |
| Post Office 5-year Recurring Deposit | 6.70% | Compounded quarterly |
| Post Office Savings Account | 4.00% |