GroGinie Blog
Plain-English guides to grow your money: funds, deposits, tax, insurance and loans. Tag: SIP.
Mutual funds
Step-up SIP: why raising your SIP every year changes everythingA ₹10,000 SIP raised by 10% a year can grow to about twice what a flat SIP builds over 20 years.
12 Nov 2026 · 1 min read
Mutual funds
SIP or lumpsum: which is better for you?Lumpsum wins when you already have the money and markets rise steadily. SIP wins on discipline and on lowering timing risk.
12 Nov 2026 · 1 min read
Mutual funds
How much SIP do you need to build ₹1 crore?The monthly SIP you need for ₹1 crore depends mostly on how many years you give it. Here are the numbers for 10 to 30 years.
12 Nov 2026 · 1 min read