GroGinie Blog

Plain-English guides to grow your money: funds, deposits, tax, insurance and loans. Tag: prepayment.

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Loans Home loan prepayment: how ₹1 lakh a year can save ₹18 lakhOn a ₹50 lakh, 20-year loan at 8.5%, prepaying ₹1 lakh every year saves about ₹18.6 lakh in interest and 6 years of EMIs. 13 Nov 2026 · 1 min read