Best FD rates this week (13 Nov 2026)

Top rates this week – 6 months: State Bank of India 5.65%, 1 year: AU Small Finance Bank 6.35%, 2 years: AU Small Finance Bank 7.00%.

Updated 13 November 2026 from each bank's official website. Rates are for deposits below ₹3 crore.

Best 6 months FD rates

Bank	General	Senior citizen
State Bank of India	5.65%	6.15%
AU Small Finance Bank	5.25%	–

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Best 1 year FD rates

Bank	General	Senior citizen
AU Small Finance Bank	6.35%	–
HDFC Bank	6.25%	6.75%
State Bank of India	6.25%	6.75%

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Best 2 years FD rates

Bank	General	Senior citizen
AU Small Finance Bank	7.00%	–
HDFC Bank	6.50%	7.00%
State Bank of India	6.40%	6.90%

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Best 3 years FD rates

Bank	General	Senior citizen
AU Small Finance Bank	7.40%	–
State Bank of India	6.30%	6.80%

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Best 5 years FD rates

Bank	General	Senior citizen
AU Small Finance Bank	6.75%	–
State Bank of India	6.30%	6.80%

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Before you book

• Deposits in each bank are insured by DICGC up to ₹5 lakh per depositor.
• Small finance banks often pay more but carry more risk than large banks.
• Confirm the rate with the bank before booking: banks can change rates any day.