Best 1 year FD rates today
Interest rates for a 1 year fixed deposit (below ₹3 crore) at each bank, highest first. Updated 15 Nov 2026.
| Bank | General | Senior citizen | Tenure band |
|---|---|---|---|
| AU Small Finance Bank | 6.35% | – | 6 Months 1 Day to 12 Months |
| HDFC Bank | 6.25% | 6.75% | 1 Year to < 15 months |
| State Bank of India | 6.25% | 6.75% | 1 Year to less than 2 years |
Calculate your 1 year FD maturity →
Rates are read from each bank's website. Confirm with the bank before booking.