FD interest rates today

Highest fixed deposit rates of Indian banks for deposits below ₹3 crore, read from each bank's website every night. Last update: 15 Nov 2026, 02:30 AM.

By tenure: 6 months · 1 year · 2 years · 3 years · 5 years

GeneralSenior citizens
BankTypeHighest (senior)1 yearRead on
AU Small Finance BankSmall finance bank –% 7.10%15 Nov
HDFC BankPrivate bank 7.20% 6.25%15 Nov
State Bank of IndiaPublic sector bank 7.05% 6.25%15 Nov

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About these rates

Rates shown are the standard rates for deposits below ₹3 crore. Senior citizen rates usually apply to residents aged 60 or above. Special schemes, non-callable deposits and bulk deposits can have different rates. Each bank's page shows every tenure.

Deposits in each bank are insured by DICGC up to ₹5 lakh per depositor. Small finance banks often pay more but carry more risk than large banks. Always confirm the rate with the bank before booking.